I am so mad at our world and what it has come to. How depressing is it when you go to get a loan, or a credit card or anything for that matter and get denied because you got a) no credit b) screwed up a little when you were young and c) because you don't have a co-signer. Now how does our government and country expect anyone to get anywhere when no one is willing to help out. Being young and stupid.. well we all know thats a guarantee. So then why don't they have courses in highschool that teach you all the basic and knowledge on how important credit is and what it can do for you if you screw it up, even just once. Instead, they give you courses on finding your "career". Now from what most people have told me, those courses helped out.. lets so 0%! Come on. What is more important. Learning what you need to get anywhere in life.. financially.. or actually figuring out what you want to do with your life at 17? Now I think it should be the other way around. If I learned those things at a much younger age I wouldn't be having the problem that I am currently having.
I have to wait approx. 7 years before anyone will likely give me anything. What the hell.. all because I screwed up when I was 17 and 18 years old. And I get the blame because I wanted to help a family member out.. who then screwed me over. So I guess that is my fault for trusting them. But hell.. why is it sooo easy to get a hit on your credit. Not to mention anyone doing anything to your credit. Anyone at anytime can just go.. oh hey.. you owe me money and haven't given it to me. So.. im going to send it to a creditor. Like fuck (excuse me) it just doesn't make sense to me.. at all!!
In order for me to get anyone in this life.. ill be 40. Yup likely 40 because I will have no choice at all. Even when you dont have much in your name and your looking for help. Banks just tell you "its a vicious cycle, isn't it". Who says that to a 18 year old? Honestly. Real professional douche bags (excuse me). Oh and look at me in the eye next time too!
I know that this is a rant but I honestly feel like something needs to be done about this. They wonder why things are so messed up. And wonder why all the medium income family is going broke. And the poor are just getting poorer. If thats even possible. But im poor. Officially and utterly broke. If this isn't motivation to do something about it.. I dont know what is.
Thank you for reading my rant. Hopefully I didn't bore the shit out of you.
Cheers!
No comments:
Post a Comment